Investing

Savings keep your purchasing power intact; investing grows it. This part covers the core ideas: compounding, diversification, low-cost index funds, and the right account types to hold them in.

Investing is the fourth and final lever from the Foundations. It assumes the previous levers are working: income is coming in, spending is under control, and savings are accumulating somewhere they can be moved into the market.

The aim is a portfolio you can leave alone for decades.